PENRATTANAHIRAN, R. Adjustment and Financial Literacy of First-year Students living on Campusss Housing, Faculty of Education Chiang Mai Rajabhat University. Journal of Multidisciplinary Academic Research and Development (JMARD), Bangkok, Thailand, v. 6, n. 2, p. 68–89, 2024. Disponível em: https://he02.tci-thaijo.org/index.php/JMARD/article/view/263709. Acesso em: 17 sep. 2026.